Overview
Fuel your business growth with SECBank's Business Loan. Whether you need working capital, equipment financing, or funds for expansion, we provide flexible financing solutions tailored to your business needs. Our SME-friendly approach ensures quick processing and competitive rates to help your business thrive.
Key Features
- Loan amounts from ₱100,000 to ₱10,000,000
- Competitive interest rates starting at 8% p.a.
- Flexible terms from 1 to 5 years
- Working capital and equipment financing
- Business expansion funding
- Flexible collateral options
- Quick loan processing within 5-10 days
- Dedicated relationship manager
Eligibility Requirements
- 1Business registered and operating for at least 2 years
- 2Valid business permits and licenses
- 3SEC/DTI registration documents
- 4Audited Financial Statements (last 2 years)
- 5Bank statements (last 6 months)
- 6List of trade references
- 7Collateral documents (if applicable)
- 8Valid IDs of business owners/authorized signatories
Loan Rates
Competitive rates to help you achieve your financial goals
* Rates are subject to change without prior notice. Please contact us for the latest rates.
Benefits
Why choose this loan?
Grow Your Business
Access the capital you need to expand operations and increase revenue.
Flexible Financing
Choose from various loan products suited to your business needs.
Quick Approval
Get your loan approved in as fast as 5 working days.
Competitive Rates
Enjoy SME-friendly interest rates and flexible terms.
Expert Support
Work with a dedicated relationship manager who understands your business.
Flexible Collateral
Various collateral options including real estate and equipment.
How to Apply
Simple steps to get started
Initial Consultation
Meet with our loan officer to discuss your business needs.
Submit Documents
Provide all required business and financial documents.
Credit Evaluation
We assess your business viability and creditworthiness.
Loan Disbursement
Upon approval, receive your funds within 2-3 days.