Overview
Simplify your salary management with our Payroll Account. Perfect for employees and businesses, this account offers zero maintaining balance, free ATM card, and seamless integration with your employer's payroll system. Enjoy convenient access to your salary with our comprehensive banking services.
Key Features
- Zero maintaining balance requirement
- Free ATM card with nationwide access
- Automatic salary crediting
- Free bills payment facility
- Free fund transfer to other SECBank accounts
- Access to online and mobile banking
- SMS and email notifications for transactions
- Deposit insurance coverage up to ₱500,000 by PDIC
Account Requirements
- 1Employment certificate or company ID
- 2Valid government-issued ID
- 3Proof of address (utility bill, bank statement)
- 4Tax Identification Number (TIN)
- 5Employer's enrollment in SECBank Payroll Program
- 6Completed account opening form
Interest Rates
Competitive rates to help you achieve your financial goals
* Rates are subject to change without prior notice. Please contact us for the latest rates.
Benefits
Why choose this account?
Zero Maintaining Balance
No minimum balance required to keep your account active.
Free ATM Card
Get a free ATM card for convenient cash withdrawals.
Automatic Crediting
Your salary is automatically credited on payday.
Bills Payment
Pay your utility bills directly from your account.
Fund Transfers
Transfer money to other accounts easily and for free.
Mobile Banking
Manage your finances on the go with our mobile app.
How to Apply
Simple steps to get started
Employer Enrollment
Your employer enrolls in SECBank Payroll Program.
Submit Requirements
Provide your employment documents and valid ID.
Account Activation
Your account is activated and linked to payroll.
Receive ATM Card
Get your free ATM card and start banking.