Overview
Get the financial flexibility you need with SECBank's Personal Loan. Whether it's for education, medical expenses, travel, home improvement, or any personal purpose, our unsecured personal loan offers quick approval and competitive rates. No collateral required – just your good credit standing.
Key Features
- Loan amounts from ₱20,000 to ₱1,000,000
- No collateral required
- Competitive interest rates starting at 10% p.a.
- Flexible terms from 6 months to 3 years
- Fixed monthly payments
- Fast approval within 3-5 working days
- Minimal documentary requirements
- Use for any personal purpose
Eligibility Requirements
- 1Filipino citizen, 21-60 years old at loan maturity
- 2Minimum gross monthly income of ₱20,000
- 3At least 1 year with current employer
- 4Valid government-issued IDs (2 IDs required)
- 5Latest 3 months payslips
- 6Certificate of Employment with compensation
- 7Proof of billing address
- 8Good credit standing
Loan Rates
Competitive rates to help you achieve your financial goals
* Rates are subject to change without prior notice. Please contact us for the latest rates.
Benefits
Why choose this loan?
No Collateral Needed
Get approved based on your income and credit standing alone.
Quick Cash
Receive your loan proceeds within 3-5 working days.
Flexible Use
Use the funds for any personal purpose you need.
Fixed Payments
Know exactly how much you'll pay each month.
Easy Application
Simple requirements and straightforward process.
Competitive Rates
Affordable interest rates for qualified borrowers.
How to Apply
Simple steps to get started
Apply Online/Branch
Submit your application online or visit any branch.
Document Submission
Provide your IDs, payslips, and employment certificate.
Credit Check
We verify your information and assess your application.
Receive Funds
Upon approval, funds are credited to your account.