Overview
Start your savings journey with our Regular Savings Account. Designed for individuals who want a secure and convenient way to save money, this account offers competitive interest rates, easy access to your funds, and a range of banking services to help you manage your finances effectively.
Key Features
- Low initial deposit requirement of only ₱500
- No maintaining balance required
- Free ATM card for easy cash withdrawals
- Access to online and mobile banking
- No dormancy fees for active accounts
- Passbook or statement of account options
- Deposit insurance coverage up to ₱500,000 by PDIC
Account Requirements
- 1Must be at least 18 years old (or with guardian for minors)
- 2Valid government-issued ID (passport, driver's license, etc.)
- 3Proof of address (utility bill, bank statement)
- 4Tax Identification Number (TIN)
- 5Minimum initial deposit of ₱500
- 6Completed account opening form
Interest Rates
Competitive rates to help you achieve your financial goals
* Rates are subject to change without prior notice. Please contact us for the latest rates.
Benefits
Why choose this account?
Easy Access
Withdraw your money anytime through our ATM network or branch visits.
Secure Savings
Your deposits are insured by PDIC up to ₱500,000.
Digital Banking
Manage your account 24/7 through our mobile app and online banking.
No Hidden Fees
Transparent fee structure with no surprise charges.
Earn Interest
Watch your savings grow with competitive interest rates.
Nationwide Access
Access your account at any SECBank branch across the Philippines.
How to Apply
Simple steps to get started
Visit Branch
Go to your nearest SECBank branch with required documents.
Fill Out Form
Complete the account opening application form.
Submit Documents
Present your valid ID and other requirements.
Initial Deposit
Make your minimum initial deposit of ₱500.